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Insurance Solutions By Design | Fresno, CA

Helping you make the best possible decisions on your Long-Term Care, Medicare, Life Insurance, and other safe retirement needs, since 2003

Insurance Solutions By Design/ meet our team

Highly certified staff

We make sure to give our clients the right advice with all our skills

From the time they walk in through their training and certification to becoming a member on-site or working towards an advanced degree, all of our staff is highly trained in the field of insurance.

Wide range of products

We offer a wide range of products that covers every individual's needs


Because weโ€™re an independent insurance firm, we have access to a wide range of insurance products to meet the needs and preferences of every client.

Educational Approach

Education is a key factor in obtaining the right knowledge of your risks

We educate our clients about different insurance concepts rather than force them to buy a financial product. This enables us to build long-lasting high trust relationships with clients.

Tailored insurance plans

Imagine if your plan was just right for your requirements

There is no one-size-fits-all option when it comes to insurance. We know that every person has unique needs and wants which is why our team of experts can create tailored plans just for you!

Insurance Solutions By Design/ aboutInsurance Solutions by design

At Insurance Solutions By Design, our aim is to provide professional care and high-quality services.

Julie Johnston is an independent insurance agent who has provided insurance coverage to clients in Fresno, California, for over 19 years through Insuring by design. Had we known how many incredible people we would meet doing this, we would have started forever ago. Our goal is to help you make the best possible decisions on your Long-Term Care, Medicare, and other safe retirement needs, which is my number one priority. So whether you've found this website through an email newsletter or social media channels or were referred here by a friend, we are happy to have you as our guest.

We've been committed to providing our clients with customized insurance solutions designed per their needs and goals. Our staff has the knowledge and experience of our insurance products to provide maximum benefit and protection to our clients at the best rates.

We educate our clients by putting together entertaining, informative, and inspiring content. In addition, there are industry updates that might be relevant to you or a friend. Also, think of these as lifestyle articles you'd find in magazines. I share similar content through my social channels as well. And if you need to get in touch, my contact information is at the bottom of each page.

We are experienced, reliable and professional.

Insurance Solutions by Design in Fresno, CA, is a team of experienced professionals who understand the importance of good customer service and dependable guidance. You can rely on us to provide high-quality services due to our extensive industry experience.
Insurance Solutions By Design/ medicare part B

Medicare

At Insurance Solutions by Design in Fresno, CA, we understand that obtaining the best insurance coverage is crucial for those currently on Medicare or those who will be soon.

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Long-Term Care

At Insurance Solutions by Design in Fresno, CA, we understand that it may be difficult to imagine now, but it's highly likely that you'll require assistance with self-care later in life.

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Delta Dental

Insurance Solutions by Design in Fresno, CA, recognizes that Delta Dental is a major provider of dental benefits, serving almost 37 million individuals in 15 states, the District of Columbia, Puerto Rico, & the Virgin Islands.

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Many years in business

100% customer satisfaction

Knowledgeable advisors to help you

Multiple coverage options to choose from

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Long-Term Care 

In-home care
Assisted living & skilled care
Adult day care
Modifications to house

In-home care coverage

Risk Factors

You may end up paying for in-home care, including nursing care and physical therapies.

Solution

Many long-term care policies also cover in-home care, including nursing care, physical therapy and medical equipment.

Assisted living & skilled care

Risk Factors

Some policies only cover nursing home care. It doesnโ€™t cover assisted living facilities, which is important since this type of care is rapidly expanding.

Solution

Long-Term Care insurance should be considered to cover these expenses.

Adult day care coverage

Risk Factors

You may have to pay them for their services from your pocket if you hire a caregiver.

Solution

Policies may cover community care, which usually means adult day care, so you donโ€™t need to pay them all by yourself.

Modifications to house coverage

Risk Factors

You may need to build a wheelchair ramp for one of your family members because of their medical conditions.

Solution

Some policies may even pay benefits to family members who act as caregivers or cover home modifications, such as adding wheelchair ramps or installing safety devices.

Major diseases coverage

Risk Factors

A family member may be affected by a major disease and need continuous care, which may cost you money every single day.

Solution

Most policies cover care related to Alzheimerโ€™s or other forms of dementia, but there are exceptions. Because this is a common condition, double-check that itโ€™s included in your loved oneโ€™s policy.

Our Carriers

Reviews

News & Blog

Latest Insight, Insurance Trends

April 7, 2025
When Should You Buy? The Ideal Age to Invest in Long-Term Care Insurance!

Long-term care insurance assists in covering future service costs. These services include daily living tasks like bathing, dressing or eating, either at home or in a facility. In the United States, such care can be very expensive and usually not covered by standard health insurance. Knowing the best time to buy long-term care insurance can [โ€ฆ]

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April 5, 2025
How to Pick the Right Disability Insurance for Your Lifestyle!

Many people rely on one single source, like their jobs, to cover daily living costs like rent, groceries, and utilities. If an unexpected disability stops you from earning a paycheck, the right insurance policy can help keep you financially stable while you recover.  Identify Your Budget and Essential Expenses Before you shop for disability insurance, [โ€ฆ]

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April 3, 2025
Final Expense vs. Life Insurance: Whatโ€™s the Difference?

Preparing for your familyโ€™s financial future, itโ€™s one of the most caring steps you can take. Making sure your loved ones wonโ€™t struggle with expenses or debt in your absence can bring you peace of mind and help them focus on healing when the time comes. Two popular options for this kind of protection are [โ€ฆ]

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Contact Insurance Solutions By Design

Located in Fresno, CA, as an independent agency, we are dedicated to assisting you in finding the ideal coverage that meets your needs at Insurance Solutions by Design.
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559-447-5285
559-960-9655
559-369-6907
790 W. Shaw Ave. Ste. 305 Fresno, CA 93704 USA

Fresno, CA

We extend coverage to individuals and businesses in Fresno, CA and surrounding areas.
ยฉ 2025 Insurance Solutions By Design Designed by Amplispot

Delta Dental's plans prioritize preventive care and dentist access

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